For RIAs · Family Offices · Asset Managers

Powerful outcomes, for advisors and their clients.

AllocateRite’s AI reviews every household, every day — surfacing the tax savings, risk corrections, and conversations that move client outcomes forward. It gives advisors back their time, and gives their business room to grow. Advisors approve. Nothing is missed.

Independent RIAs Multi-family offices Institutional asset managers
10+ hrs
Given back to advisors, weekly
2–3x
More households per advisor
100%
Coverage — nothing goes unreviewed
Today’s ledger — sample household
Illustrative
Value identified this quarter
$128,400
Platform assets
Accounts managed
Trades processed
Trade market value
Operated for you

OCIO services for firms that want scale without complexity.

AllocateRite serves as an AI-enabled, AI-operated OCIO partner — helping advisors manage models, SMAs, and multi-asset portfolios with institutional speed, consistency, and control.

01

Model Selection

Find models that are compliant, benchmark-aware, and aligned with each client’s profile, risk tolerance, and IPS.

02

Portfolio Management

Manage custom portfolios, SMAs, model strategies, and household allocations with institutional discipline and AI oversight.

03

Rebalancing

Continuously monitor drift, IPS alignment, tax constraints, cash needs, and benchmark exposure — then rebalance across accounts.

04

Indexing

Deliver direct indexing and benchmark-aware customization with tax-aware implementation and tracking-error control.

05

Advisor Leverage

CIO-level infrastructure without adding operational burden, manual workflows, or expensive legacy systems.

Built for your book

Whatever your model mix looks like today, AllocateRite is built to sit underneath it — not replace it.

A complete stack for the modern advisor

Four things AllocateRite does for your book — every day.

Real-time analytics, dynamic reporting, and AI-operated workflows across planning, portfolio management, trading, and compliance — so advisors spend less time on upkeep and more time on the work that grows the business.

Year-round
Tax-loss harvesting · direct indexing · 130/30

Tax Alpha Engine

Ongoing tax-loss harvesting, direct indexing, and 130/30 overlays run continuously against embedded gains, tracking error, and client-specific restrictions — capturing losses to offset gains and turning tax-locked portfolios into optimizable ones.

One query
Intake → insight → execution

AI Workflows

Single-query AI loops move from data intake to insight, action, execution, and reporting — replacing elaborate manual processes so time goes to clients.

Daily
IPS & drift monitoring

IPS Monitoring

Every account is measured against its investment policy statement — drift, restrictions, concentration, and cash levels surfaced continuously across accounts and households.

Real‑time
Reporting & client insight

Dynamic Reporting

Custom reports, client letters, portfolio reviews, and performance commentary are generated with advisor-ready outputs — a reason to reach out, and the notes to make it worth having.

Newt AI — the advisor’s second read

Ask what matters. Get the ledger.

Newt combines real-time market data, portfolio data, and deterministic financial intelligence. Ask a plain question and get back exactly which households need you, and why — itemized, in order of consequence.

Which households need me this week?
Three households, ranked by consequence — illustrative
Household A$4.2M
  • Loss harvest ready — offset available
  • Review not on calendar this quarter
  • Cash balance over target
Household B$1.8M
  • Equity drift exceeds IPS band
  • Dividend-transition opportunity available
Household C$0.9M
  • ESG restriction updated by trustee
  • New business, accelerated
Proposals

A proposal built around the lead — not a template.

Enter what you know about a prospect and AllocateRite constructs a portfolio matched to their goals, time horizon, and restrictions, with the reasoning attached — ready to review before the first meeting.

Lead profile · illustrative
ProspectReferred lead
Primary goalRetire at 62, preserve legacy
Time horizon19 years
Risk toleranceModerate growth
Liquidity needLow, stable income
RestrictionsNo fossil fuels, ESG preferred
Investable assets$2.1M
AI-constructed allocation · illustrative
US equity, ESG screen34%
Intl. developed equity16%
Investment-grade bonds28%
Municipal bonds12%
Real assets6%
Cash and equivalents4%
Why this mix — a moderate-growth target over a 19-year horizon supports a growth-weighted allocation. Fossil-fuel exclusion is applied across equity sleeves; municipal bonds are weighted up for the anticipated tax bracket. Rebalances automatically as the horizon shortens.
AI-operated CRM & Meeting Center

Scheduling, prep, and outreach run themselves. You keep the pen.

Meetings get booked, prep packets get built, and client notes get drafted without a request. Every send has an owner — AllocateRite, on a rule you set, or you, with one click.

Quarterly review scheduled
Calendar synced, confirmation sent to client
Auto-scheduled
Meeting prep packet built
Performance, drift summary, and talking points compiled
Delivered
Follow-up recap drafted
Summarizes restriction update and next steps
Awaiting review
Client note drafted
Personalized to onboarding conversation notes
Awaiting review
Portfolio insight sent
Tax-loss harvest explained in plain language
Sent
Set the autonomy, task by task
Meeting scheduling
Books and confirms directly
Full auto
Prep packets
Compiled ahead of each meeting
Full auto
Client communications
Notes, recaps, and outreach
Review first
Trade instructions
Harvesting, rebalancing, cash sweeps
Review first

Any task can move between full auto and review first at any time — by household, by task type, or firm-wide.

Governance & Compliance

AI-native. AI-powered. Human-controlled.

AllocateRite is built AI-native from the ground up — not AI bolted onto a legacy system. Every insight, trade, and communication runs through a compliance layer before it ever reaches a client, and every action carries an audit trail back to the advisor who approved it.

AI-native

Built from the ground up on an AI-first architecture — every household, every day, reviewed continuously rather than bolted on as a feature.

AI-powered

Tax-loss harvesting, drift monitoring, rebalancing, and reporting run on deterministic financial intelligence — fast, consistent, and always on.

Human-controlled

Nothing reaches a client or a market without an owner. Advisors set the autonomy per task, and every recommendation is theirs to approve, edit, or decline.

Compliance checks — run continuously
Illustrative
IPS & restriction adherence
Every account checked against its investment policy statement before any trade is proposed
Continuous
Suitability & risk alignment
Allocations reviewed against client risk tolerance, time horizon, and liquidity needs
Continuous
Wash sale & trade surveillance
Tax-loss harvesting and rebalancing screened before execution, not after
Pre-trade
Advisor sign-off & audit trail
Every AI-generated action is logged with who approved it, and when
Every action
Working every hour markets are — and every hour they’re not

Your AI portfolio intelligence engine.

AllocateRite continuously reconciles portfolio state across every household you manage.

Portfolio monitoring
96%
Restrictions
100%
Tax positioning
88%
Cash levels
91%
Drift vs. IPS
94%
Goal progress
83%
Coverage figures illustrative.
Firms running on AllocateRite
“AllocateRite’s application has given us a much faster, more holistic view of our book, and their analytics and trading capabilities have significantly increased the scalability, efficiency, and quality of our asset management business. They have quickly become one of our core applications for portfolio management.”
Neale Ellis · Co-CIO, Fidelis Capital
The close of every ledger

Run your advisory business on intelligence.

One platform. One OCIO partner. One AI-operated source of truth for portfolio management, tax-aware indexing, execution, IPS monitoring, and dynamic reporting — built to save advisors time and help their business grow, one household at a time.